VA
VA loans provide eligible veterans and service members the ability to purchase or refinance with no down payment.
VA (Veterans Affairs) mortgages are unique home loan options designed to serve those who have served our country. These loans, backed by the U.S. Department of Veterans Affairs, offer exclusive benefits to eligible veterans, active-duty service members, and certain members of the National Guard and Reserve. At Murray Mortgage Solutions, we are proud to support our nation's heroes by offering VA mortgage solutions that make homeownership more accessible and affordable.
One of the most significant advantages of a VA mortgage is that it often requires no down payment. This feature alone can be a game-changer, enabling qualified borrowers to purchase a home with little to no initial outlay. Additionally, VA mortgages do not require private mortgage insurance (PMI), which means you can save hundreds to thousands of dollars each year in comparison to conventional mortgages.
To qualify for a VA mortgage, you need to meet specific service requirements. Veterans, active-duty service members, and certain National Guard and Reserve members may be eligible, as well as certain spouses of deceased service members under specific conditions. Our experienced team will help you determine your eligibility and guide you through the pre-approval and application process.
Highlights
Zero Payment Options
No Mortgage Insurance
Competitive Interest Rates
Flexible Credit Requirements
*Information provided is for educational purposes only and is subject to change. All loan programs, interest rates, down payment requirements, and terms are subject to credit approval, underwriting guidelines, investor requirements, and may change without notice. Not all applicants will qualify. Restrictions may apply, including but not limited to geographic limitations, property type, and occupancy requirements.