Your Accessible Path to Homeownership
USDA loans, backed by the U.S. Department of Agriculture, are designed to help low- to moderate-income buyers purchase homes in eligible rural and suburban areas. They offer zero down payment, competitive interest rates, and reduced mortgage insurance, making homeownership more accessible for qualifying families.
Highlights
Low Down Payment
Must be located in eligible area
Income limits may apply
620 Min Credit Score
Choose Your Path
FAQ
USDA Upfront and Annual Guarantee Fees
USDA Guaranteed Loan VS USDA Direct Loan
Can I use this for a manufactured home?
Qualifying Ratios for USDA Loans
Eligible Rural Locations
How do mortgage brokers differ from banks?
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Disclaimer: Information provided is for educational purposes only and is subject to change. All loan programs, interest rates, down payment requirements, and terms are subject to credit approval, underwriting guidelines, investor requirements, and may change without notice. Not all applicants will qualify. Restrictions may apply, including but not limited to geographic limitations, property type, and occupancy requirements.