Expand Your Buying Power
Jumbo loans are used to finance high-value properties that exceed conventional loan limits set by Fannie Mae and Freddie Mac. These loans typically require stronger credit, larger down payments, and more in-depth financial documentation to qualify.
Highlights
Low Down Payment Options
Conforming Limit: $806,500
Conforming Limit: $1,209,750 for “High-Cost Areas”
Stricter Underwriting Requirements
700 Min Credit Score
Choose Your Path
FAQ
Q: What is a jumbo loan?
Q: Are interest rates higher on jumbo loans?
Q: Can jumbo loans be used for second homes or investment properties?
Q: Do jumbo loans offer interest-only or ARM options?
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Disclaimer: Information provided is for educational purposes only and is subject to change. All loan programs, interest rates, down payment requirements, and terms are subject to credit approval, underwriting guidelines, investor requirements, and may change without notice. Not all applicants will qualify. Restrictions may apply, including but not limited to geographic limitations, property type, and occupancy requirements.