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Down Payment Assistance

Your First Home Starts Here

Down Payment Assistance (DPA) programs provide grants or second loans to help cover upfront costs for qualified homebuyers. These funds can significantly reduce the barrier to entry for first-time or low-to-moderate-income buyers.

Highlights

  • Available for Conventional, FHA, VA and USDA

  • 550-600 Min Credit Score

  • Income Limits May Apply

  • Availability Subject to Change

Choose Your Path

No matter what stage you're at, our ClearPath™ application process makes it simple, transparent, and personalized. Select from one of the following options below or visit our How To Apply page to learn more.

ClearPath™ Application Process

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FAQ


What types of assistance programs exist?

Who provides DPA programs?

Can I use DPA with FHA or Conventional loans?

Will DPA affect my mortgage approval?

Do I have to repay the assistance?

Are there income or purchase price limits?


Mortgage Calculators

Conventional Calculator

USDA Calculator

FHA Calculator

Reverse Mortgage Calculator

VA Calculator

Learning Center

Disclaimer: Information provided is for educational purposes only and is subject to change. All loan programs, interest rates, down payment requirements, and terms are subject to credit approval, underwriting guidelines, investor requirements, and may change without notice. Not all applicants will qualify. Restrictions may apply, including but not limited to geographic limitations, property type, and occupancy requirements.

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