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Insights
Our Insight articles dive deep into essential mortgage topics and trends. We focus on delivering exclusive, thoroughly researched insights to give you a distinct advantage in understanding the market.
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Is A Reverse Mortgage Right For You?
Explore how a reverse mortgage can provide financial freedom during retirement.

Ryan Murray, CFP®
7 min read


ClearPath™ Application Process
Most mortgage application systems and processes are designed to capture leads, not empower borrowers. ClearPath™ changes that.

Ryan Murray, CFP®
7 min read


Mortgage Rate Factors Explained
This article delves into the factors affecting mortgage rates for both individual borrowers and the lenders themselves.

Ryan Murray, CFP®
6 min read


Trigger Leads: Why They Should Be Banned
Ever wonder why you get so many random solicitations after applying for credit?

Ryan Murray, CFP®
3 min read


Intro To The Mortgage Market
Analyzing the entire mortgage market ecosystem.

Ryan Murray, CFP®
7 min read


Understanding Mortgage Points
Everything you need to know about Origination Points

Ryan Murray, CFP®
7 min read


VA Loan Myths
Why Real Estate Agents and Home Sellers Should Welcome VA Loan Offers

Ryan Murray, CFP®
5 min read


Escrow Account Guide
Everything you need to know about Escrow Accounts.

Ryan Murray, CFP®
5 min read


Why Use a Mortgage Broker?
Breaking down the many advantages of using a Mortgage Broker over going directly to a Bank or Retail Lender.

Ryan Murray, CFP®
3 min read


Construction Loan Types
Breaking down the various types of Construction Loans.

Ryan Murray, CFP®
2 min read


What is a Pre-Approval?
Knowing exactly what a Pre-Approval is and isn’t will help you understand how the mortgage process works more generally.

Ryan Murray, CFP®
5 min read


How Do Mortgage Brokers Offer Lower Rates and Fees?
Breaking down exactly how a Mortgage Broker can offer lower interest rates and fees.

Ryan Murray, CFP®
9 min read


Timeline for First-Time Home Buying
Challenging the backwards notion that you only reach out to your Mortgage Broker once you start to look for homes.

Ryan Murray, CFP®
3 min read


The Financial Impact of Homeownership
Ignore the cliches about the financial benefits of home ownership versus renting.

Ryan Murray, CFP®
4 min read


What is a Mortgage Broker?
There’s a reason the vast majority of consumers don’t truly know what a Mortgage Broker is or how they operate. Powerful Banks, Credit Union

Ryan Murray, CFP®
15 min read


Required Documentation
Documents required for a Mortgage Application or Pre-Approval.

Ryan Murray, CFP®
4 min read


Mortgage Broker Market Share
Mortgage Brokers’ share of the 13 Trillion dollar mortgage market in the United States has been steadily rising.

Ryan Murray, CFP®
2 min read


Small Difference, Huge Impact
At first glance, the difference in rate seems insignificant. However, when you run the numbers, you see a much different story.

Ryan Murray, CFP®
2 min read
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